Statement of changes in beneficial ownership of securities

A statement of beneficial ownership of common stock by certain persons

Statement of changes in beneficial ownership of securities

CT ORDER

Form of prospectus disclosing information facts events covered in both forms 424B1 424B3

Securities offered to employees pursuant to employee benefit plans

Initial filing by director officer or owner of more than ten percent.

Initial filing by director officer or owner of more than ten percent.

Initial filing by director officer or owner of more than ten percent.

Initial filing by director officer or owner of more than ten percent.

Initial filing by director officer or owner of more than ten percent.

Initial filing by director officer or owner of more than ten percent.

Initial filing by director officer or owner of more than ten percent.

Initial filing by director officer or owner of more than ten percent.

Initial filing by director officer or owner of more than ten percent.

EFFECT

Amended Registration statement for face-amount certificate companies

CERTNAS

CORRESP

CORRESP

Amended Registration statement for face-amount certificate companies

Registration of certain classes of securities 12(b) of the Securities Exchange Act

CORRESP

Amended Registration statement for face-amount certificate companies

CORRESP